FREQUENTLY ASKED QUESTIONS
Whilst it is not compulsory, if you have someone who financially depends on you or a partner on the mortgage, it is advisable you consider taking out a policy.
We are experienced, friendly and professional advisers. But don’t take our word for it, you can find our reviews on Google & Facebook.
Both schemes can be a brilliant way to get on the ladder, however they are not suited to/suitable for everyone. Please speak to our advisers who will be able to help.
There are many different options when looking at the ‘right’ mortgage for yourself, please contact one of our advisers who will happily run through the options with you and advise on what is most suitable.
A mortgage is a loan secured against a property such as your home or land.
The amount you can borrow will depend on your income. Please contact one of our advisers who will be able to carry out an affordability assessment for you.
Yes, we can help self-employed clients obtain a mortgage. Please speak with one of our advisers who will explain how the lenders will treat your income.
Typically you will need a deposit of at least 5% for residential and 20% – 25% for Buy to Let.
Yes, the lender will carry out a basic survey on the property you are buying or remortgaging. You may wish to obtain a more detailed survey for yourself. Please speak with one of our advisers who can advise on homebuyers & full structural surveys and the costs involved.